Are you planning to buy a property? Then you are in the right place.

Pre-Qualification / Pre-Approval

You are thinking about buying a house? Great, shopping for houses can be fun, but putting together the financing to buy that house with the Pinterest-worthy kitchen seems…complicated.


A good first step is to talk to a mortgage banker and get an estimate of how much you may be able to spend on the purchase of your home(unless you are paying cash). This process is called prequalification. The banker will look at your credit history and income and figures out how much they are willing to lend you. Getting that prequalification letter at the start of your home-buying journey is a quick, easy way to understand your affordability to purchase a home, And also it shows the seller that you are a serious buyer.


On the other hand, the lender gives you preapproval for a specific loan amount under certain conditions. Lender needs more detailed financial information, like pay stubs, bank statements and tax returns, and they’ll do an in-depth review of your financial situation to determine the loan amount and terms they’ll agree to. Getting pre approval may take more time than getting a pre qualification letter. But,Pre-approval can help you to act quickly when you find the perfect home and if a seller’s getting multiple bids, having a mortgage pre-approval can help you stand out from the rest. A pre-approval is only good for a limited time. So be sure to talk to your lender about it.

Creating Wishlist

Once you know your budget, I suggest you write down your needs, wants and wishes. Creating a manageable home buying wish list will help you define your search and organize your thoughts. Needs are features that are must-haves. Wants are amenities that may not be must-haves, but are key factors in your decision-making process. Your wish column will help define the gap between the home of your dreams and the home you can afford like location, interior & exterior features, proximity to work, schools, beds, baths..etc. Just keep in mind that no home will be a 100% match. So prioritize your needs over wishes. 

Property Visits

It’s time to see all those shortlisted properties virtual/in person. Seeing properties may sound exciting initially but it is also exhausting if you are stuck in the market for longer than expected. So, having a clear idea of your needs can help you choose the right home in less time. It is best to schedule a manageable number of showings/open houses in a row to give yourself ample time to tour each one.

Making Offers

You’ll be able to make an offer as soon as you’ve found a place you love. An offer is a non-binding agreement. You’ll need to decide how much to offer, what contingencies you want and how much earnest money you’ll deposit. It’s not unusual for buyer and seller to counter back and forth a few times. This is where I can put my expertise and experience to work for you.

Contract Execution to Closing

There are multiple steps involved between offer acceptance till closing and funding. From handing over option & earnest money, inspections, appraisals, negotiating repairs, loan finalization with your chosen lender to final walk-throughs, scheduling movers, connecting utilities and notifying the postal services…..there is so much that comes together at the closing table. Once all paperwork has been signed and funds have been disbursed, you’ll receive your keys. And I’m here to help you every step of the way.

The Best Partner To Find Your Next Home

A licensed Real Estate professional in the Dallas-Fortworth metroplex with experience in business management and sales.

Congratulations on the purchase of your new home!

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